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INSURANCE & FINANCE

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Insurances

Arriving in Switzerland, living Switzerland and leaving in Switzerland implies many changes and challenges regarding financial and insurance issues.

The Swiss social security system and health system is complex and the loopholes are many.

Lack of information, even wrong information is unfortunately not an exception in the daily life….and this can have an huge impact on your personal economy.

As senior independent experts, with a long experience in dealing with the international community,  in certain financial areas and with long-term close partners in other financial areas, we are competent to give you an unbiased advice adapted to you and your family’s unique situation and secure your future.

Among others we provide, due to excellent partners, advisory services to US, UK, Norwegian and UN employees.

Just to mention some key areas, such as;

  • Property ( re) financing; also for non-residents
  • Insurances; individual, corporate & international
  • Tax optimization & declaration ( CH, FR, US, UK, NO)
  • Retirement planning
  • Investment advisory & planning
  • Estate planning

Who better than an expat himself can understand and solve your expat problems?

Our in-house expert is here for you.

Sigmund FRIBERG

Director

 Helvetia International SA
contact Sigmund

Helvetia International SA, established in 2008, is a finance and insurance competence center with its core business in property financing, retirement planning, tax optimization, insurances and investment advisory. The company provides advisory services and solutions by internal and external experts for the Swiss, the cross-borders and the international community in French speaking Switzerland and in neighboring France.

www.helvetiainternational.com

International Insurances

ASN is a Swiss company internationally recognized as a leading insurance partner for business and private stays abroad.

Are you moving to a foreign country or planning a stay abroad? Don’t leave your medical care to chance while you’re away. Choose a comprehensive international insurance solution that will cover you worldwide without any gaps, no matter what situation you find yourself in.

International Insurance Solutions
For Individuals and Groups

Health and Accident Insurance
– Private cover for life, free choice of doctors and hospitals worldwide
– Dental and vision cover
– Medical evacuation and repatriation

Travel and Business Travel Insurance
– Cover for trips of up to 12 months
– Unlimited cover for medical treatment and evacuation

Loss of Income Insurance
– Short-term disability cover (up to 24 months)
– Long-term disability cover (permanent disability)

Life Insurance
– Benefits in case of death or disability

Capital and Pension Insurance
– Guaranteed returns
– Savings solutions
– Supplementary cover for death and disability

Insurance against Special Risks
– Sports disability insurance for professional sportspeople
– Special insurance for ship’s crews
– Kidnap and ransom insurance

Special Services offered by ASN
– Personal advice from our multilingual help desk
– Status of social security insurance and international retirement pension analysis
– Complete administration and regular reviews of your insurance plans

FAPA-Website

Pascal FANTI

Managing Director

 ASN, Advisory Services Network AG
contact Pascal

ASN is a Swiss company internationally recognized as a leading insurance partner for business and private stays abroad. Are you moving to a foreign country or planning a stay abroad? Don’t leave your medical care to chance while you’re away. Choose a comprehensive international insurance solution that will cover you worldwide without any gaps, no matter what situation you find yourself in.

www.asn.ch

Salary Hosting

The Business Harbour provides an administrative platform for all your business process outsourcing needs. The Business Harbour, gives you access to the full range of financial services: accounting, payroll, salary hosting, tax services, financial services, audit and domiciliation.

Personalised advice and pragmatic solutions

The Business Harbour services are built from our team of experienced professionals. We have all worked in the profession and in industry and this allows us to give a personalised and pragmatic service. With 8 different languages within The Business Harbour, we talk business and your language!

Our mission

The Business Harbour provides a single port of call for all your business process outsourcing. With us, your mandate is efficiently outsourced locally in our premises at Quai du Mont-Blanc 29.

Our structure

The Business Harbour is an administrative platform that regroups the activities of the accounting firm, ICS Corporate Services SA (ICS), founded in 1999, and the salary hosting company, Swiss Labour Contractors Sàrl (SLC), 2009, both founded by Gina Empson.

Memberships

The Business Harbour is a member of:
– Geneva Chamber of Commerce, Industry and Services (CCIG) 
– The Bristish Swiss Chamber of Commerce (BSCC).
ICS Corporate Services SA is a member of EXPERTsuisse.

Gina EMPSON

Director, Salary Hosting

 The Business Harbour
contact Gina

The Business Harbour is an administrative platform providing salary hosting services solutions to companies and to consultants. Salary hosting is a tripartite structure allowing the contractor to become an “employed consultant”. Companies can hire that expertise without onboarding the person who becomes our own employee. We also have offices and a conference room overlooking the lake to rent in Geneva.

www.thebusinessharbour.ch

Financial Planning

Blackden Financial, established in Switzerland since 2003, offers independent financial planning advice to international clients and their families.

We provide peace of mind to our clients through our tailored financial planning advice solutions, designed to simplify the complexities associated with cross-border wealth management.

OUR VISION

We believe that you are more likely to succeed in life when you have a plan, and the same applies to managing your money. Everyone, no matter what their stage of life, can benefit from lifestyle financial planning. Throughout your life, your needs and aspirations, as well as your income, assets and outgoings, will change and no financial position is, or remains, static for long. This makes it vital that the advice you receive is not only tailored to your individual circumstances, but is also reviewed on a regular basis.

Christopher MARIOTT

Managing Director

 Blackden Financial
contact Christopher

Established in 2003, Blackden Financial is a Swiss -based financial planning company, specialising in helping  advise expatriates globally on their financial objectives. Our aim is simple; to help our clients achieve financial peace of mind.

www.blackdenfinancial.com

US income Tax services

US Tax & Financial Services provides tax advice, planning, and compliance services (US tax returns, UK tax returns and forms preparation) for individuals, partnerships, corporations, trusts and estates, subject to the US tax system, wherever they may live or operate in the world.  A well-established firm, we have offices in London, Zurich and Geneva with clients in more than 32 countries. Our strong, multilingual team of US tax accountants, UK tax accountants and US attorneys bring together expertise from the Big 4 accounting firms and Fortune 500 companies.  

___________

“We live in an ever-changing economy. Understanding tax obligations and the exchange of information on a global scale requires a specialist team that works in that environment every day.”  Andrew Aldridge, Tax Director and US Attorney

___________

The international aspects of the US tax system are complex and changeable; with laws, regulations, court cases and rulings presenting a challenge to US-based firms that do not face the international aspects of the US tax system on a day to day basis. Not only are the basic tax returns more complex, but additional informational returns relating to many aspects of an expat’s international lifestyle carry stiff penalties if not filed correctly.

Whether a US expat living abroad, an American investing offshore, or an international investor planning to invest in the United States, our specialist teams of cross-border advisors can help.

Extended International Reach

We are members of Geneva Group International, a leading global alliance of independent professional firms. GGI unites international, independent audit, accounting, law and consulting firms which can find the right solution to resolve any financial, legal and tax issues which may arise.

Although we are a British company, our website uses American English, reflecting our services to Americans living abroad and the regulations we use for our work.

Darlene HART

CEO

 US Tax & Financial Services Sàrl
contact Darlene

US Tax & Financial Services provides tax advice, planning, and compliance services (US tax returns, UK tax returns and forms preparation) for individuals, partnerships, corporations, trusts and estates, subject to the US tax system, wherever they may live or operate in the world.

A well-established firm, we have offices in London, Zurich and Geneva with clients in more than 32 countries. Our strong, multilingual team of US tax accountants, UK tax accountants and US attorneys bring together expertise from the Big 4 accounting firms and Fortune 500 companies.

www.ustaxfs.com